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4th

4th

FXB Payment Summit

22 April 2026   |   Dubai, UAE
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Leading Platform for Payments, Fintech, & Financial Services Leaders

The FXB Summit returns for its 4th edition as the premier platform for payments, fintech, and financial services leaders across the MENA region and beyond to connect, exchange ideas and transform the future of cross-border payments.
The 2026 edition will bring together regulators, banks, fintech innovators, technology providers, and industry experts to discuss the future of cross-border payments, compliance, innovation, and digital transformation.

What will be covered?

Cross-Border Payments & Remittances: Trends, challenges, & opportunity
Compliance, AML, and Regulatory Developments shaping the industry
Customer Engagement, Experience, and Future Payment Ecosystems
Digital Wallets, Instant Payments, and Emerging Payment Instruments
Fintech, Open Banking, and Embedded Finance
Cybersecurity, Data Privacy, and Fraud Prevention
Cloud, RPA, & AI adoption in financial services

Who Should Attend?

The FXB Summit is designed for decision-makers and innovators in the payments, fintech, and financial services ecosystem, including:
  • Central Banks and Regulators
  • Banks and Financial Institutions
  • Fintech’s, Payment Service Providers, and Wallets
  • Money Transfer Operators and Exchange Houses
  • Technology and Infrastructure Providers
  • Consulting and Advisory Firms
  • Investors and Venture Capitalists

Benefits of Attending

  • Gain first-hand insights from industry regulators and experts
  • Explore the latest fintech innovations and cross-border solutions
  • Network with senior decision-makers shaping the payments landscape
  • Discover real-world use cases in compliance, AML, and digital transformation
  • Build partnerships with leading technology providers, banks, and fintechs

Advisory Board 2026

Leaders from across the ecosystem have shaped and spoken at FXB Summit, including:

Shafique Ibrahim

Founder, FXB Payments Summit

Osama Al Rahma

Chairman, Foreign Exchange & Remittance Group (FERG)

Alaa AlRousan

Head of Middle East and North Africa Region, SWIFT

Zameer Punjabi

Vice President, Product Owner I Payments & Remittance, Mashreq Bank

Christos Christou

Chief Compliance Officer, Lulu Financial Holdings

Mir K Rasool

Chief Business Officer Index Exchange

Shafique Ibrahim

Founder, FXB Payments Summit

Osama Al Rahma

Chairman, Foreign Exchange & Remittance Group (FERG)

Alaa AlRousan

Head of Middle East and North Africa Region, SWIFT

Zameer Punjabi

Vice President, Product Owner I Payments & Remittance, Mashreq Bank

Christos Christou

Chief Compliance Officer, Lulu Financial Holdings

Mir K Rasool

Chief Business Officer Index Exchange

Past Speakers

40+ Speakers from regulators, banks, exchange houses, and global MTOs:
For More

Jamal Saleh

Director General

Mohammed Wassim Khayata

Chief Executive Officer

Malaz Mubaid

Chief Operating Officer

Christos Christou

Group Chief Compliance Officer

Zameer Punjabi

Vice President – Remittances

Andrew McCormack

Chief Operating Officer

Athma N Raik

Chief Compliance Officer

Surendra Dwivedi

Chief Representative Officer

Ahmed Allam

Senior Financial Expert
For More

Past Sponsors & Partners

The summit has been supported by leading organizations including:

Past associations

Testimonials

“The payment industry is reshaping its position with adaptation of technologies and AI , along with remittance industry which embraces the technology by innovation and providing seamless , frictionless and instant cross boarder remittances. The whole business model and the customers experience are evolving toward a different benchmark, specially with evolving acceptance of CBDC and stable coins.
FERG is in the forefront to explore all the latest emerging trends to ensure the competitive advantage of its members and their ability to navigate through such dynamic markets. FXB is one of those well recognized platforms that allow all to explore and gain real insights from practitioners in the industry.”

Osama Al Rahma

Chairman of Foreign Exchange and Remittance Group (FERG)

“The global economy is witnessing unprecedented changes and accelerated developments that impact all industries and the banking and financial sector is not an exception. Adopting advanced technologies in payments is key to driving economic growth, enhancing financial inclusion, and boosting efficiency. However, we need to strike the right balance between keeping pace with the latest technologies to meet the growing demands of our customers and complying with regulations, ensuring security, transparency, and trust in the financial system. As the sole representative and unified voice of UAE banks and FIs, UBF works closely with Central Bank of the United Arab Emirates (CBUAE) and all stakeholders including UBF members like banks and FERG, all of whom are under the direct supervision of Central Bank of the UAE, to develop and implement payment solutions further and enhance socio-economic development.”

Jamal Saleh

Director General, UAE Banks Federation

“For over 15 years, Unity has delivered trusted, regulatory-grade payment solutions across the UAE and GCC—powering local, cross-border, and now Open Finance ecosystems. As we help FIs modernize with SWIFT ISO 20022 and our Open Finance platform, 3rd FXB Summit Dubai offers a timely stage to reimagine the future of seamless, interoperable cross-border payments.”

Rajesh Mohan

Managing Director Unity Infotech

“Al Etihad Payments was glad to contribute to the conversations at FXB Summit 2025. As we continue building UAE’s financial infrastructure to support secure, seamless, and efficient payments, events like this help align industry efforts to further catalyse innovations and progress.”

Andrew McCormack

Chief Operating Officer, Al Etihad Payments

“Our industry is at a pivotal moment where the convergence of policy, technology, and purpose will define the future of financial connectivity. The FXB Summit is a timely and valuable platform to engage with peers, challenge conventions, and collectively shape what comes.”

Sultan AlMahmoud

Chief Executive Officer, Instant Cash.

Highlights of the 2025 Edition

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A houseful summit with 300+ delegates from across MENA and beyond
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40+ speakers, including leaders from SWIFT, Al Etihad Payments, Arab Bank, & Emirates NBD
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Thought-provoking sessions on compliance, instant payments, open finance, AI in AML, & remittance
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Strong industry support from sponsors, fintech partners, and associations
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An exclusive platform to engage with industry leaders and decision makers

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Osama Al Rahma

Chairman, Foreign Exchange and Remittance Group (FERG)
Osama Al Rahma has performed leadership roles across the financial sector and other organizations and currently at Emirates Investment Bank as Head of Business Development and Wealth Management. He has over 30 years of experience in the financial services.
Prior to Emirates Investment Bank, Osama worked at Al Fardan Exchange LLC and Al Fardan Group since 1993 in many leadership roles and was CEO since 2011 and Director at the Group. He has occupied other roles such as EX-Chairman of Foreign Exchange and Remittance Group ( FERG) under Dubai Chamber of Commerce and currently act as Advisor to the board . He was a former Vice Chairman of Dubai Quality Group. He is an Independent Director and Advisor to other Fintech and payment companies.
He holds a degree in Electronics Engineering and a Postgraduate Diploma in Management Studies from the University of Hull. He is also an alumnus of J.F. Kennedy School of Governments Executive Program in Leadership of Harvard University and holds a Harvard Fintech Certificate. HE has Diploma in Corporate Governance from the Corporate Governance Institute in Dublin.

Alaa AlRousan

Head of Middle East and North Africa Region, SWIFT
Alaa AlRousan is Head of SWIFT in the Middle East and North Africa Region. He is responsible for driving SWIFT’s initiatives in the region and working with banking communities and regulators to provide solutions to regional industry challenges such as payments innovation, operational excellence and cyber security.
Alaa specializes in payments solutions design, financial messaging, RTGS, ACH and instant payment networks. Alaa has been with SWIFT for more than nine years, during which he has held the positions of Technical Expert & Solution Designer for the Middle East, Turkey & Africa, and Country Manager of some of the largest markets in the region. Prior to joining SWIFT, he worked in consulting and project management roles across the financial services industry. Alaa holds an MBA degree from Bayes Business School and an Engineering degree in Computers & Control Systems.

Zameer Ajaz Punjabi

Vice President, Product Owner I Payments & Remittance, Mashreq Bank

Zameer has more than 20 years of experience in Remittance Industry ranging from Money Exchange houses to Banks in UAE and Saudi Arabia.

He has been involved in setting up the remittance products, managing them and bringing various innovations to it.

With Mashreq, for the last 7 years, he has been Heading the Remittance Business for Mashreq Retail Banking Group in his current position.

Christos Christou

Chief Compliance Officer, Lulu Financial Holdings
A professional Chief Compliance Officer with 30+ years in banking and non-banking financial services. A degree holder in Banking and Finance, an MBA from University of Liverpool, and CAMS, CGSS, and CCAS certifications from ACAMS. An executive management record of directing a diversified team of Compliance/RegTech/FinTech professionals and a Board member within Lulu Financial Group, chairing the Compliance, Audit and Risk Committees in all Lulu Financial Group companies in GCC and APAC regions.
A specialist in Payment Services, Crypto Assets, Regulatory and AML/CFT Compliance, Sanctions, Advanced Analytics and Forensics. A great career also as an adjunct lecturer for the Chartered Bankers Institute, Professional Academies, and Universities/Colleges in Europe and Middle East. An active member of the Public-Private Partnership Committee (ACPF) of the UAE, and member of the ACAMS Task Force as a subject matter expert for certifications and conferences.

Mir K Rasool

Chief Business Officer, Index Exchange
A distinguished leader in the field of growth marketing and business transformation, with over 20 years of experience, Mir has excelled as a Chief Business Officer, Marketing Director, and Growth Marketing Specialist, driving the products and services marketing for renowned brands across sectors of retail, consumer electronics, telecom, cross border payments and payment solutions in India and the Middle East.
Well-connected in the payment solutions industry, he collaborates closely with ecosystem partners, banks, fintechs, startups, accelerators, aggregators, regulators, and established incumbents, leveraging his extensive knowledge of markets in South Asia, Southeast Asia, the Middle East, and Africa. His commitment to innovation and strategic alignment has yielded impressive results, including significant increases in market share and revenue.
His expertise encompasses various domains, including marketing strategies, project management, digital initiatives, brand management, e-commerce, and strategic planning. Recognized as one of ‘Asia’s 100 Power Leaders in Marketing & Communications 2022’ and awarded “CMO of the Year 2021” by the World Marketing Congress, Mir is known for his ability to lead organizations toward sustainable growth while managing P&L effectively.
Among his many accolades, he has also received the SIBA Emirates Business Leader Marketing Award 2023 and was recognized in Forbes Magazine for his contributions in marketing, communications, and business strategies.